If you're ready to take control of your credit card debt, one thing is certain: you're not alone.

Dealing with debt can be a frustrating, emotionally taxing experience.

Whether you carry high credit card balances, persistent medical debt, or a crippling mortgage, your financial obligations can interfere with your ability to live a balanced life.

Unsecured loans may only apply to unsecured debts, such as credit cards and medical bills.

The proceeds from secured loans may be applied to a broader range of obligations, including mortgages and auto loans.

Again, you will need good credit for this, or you’ll end up with a loan that has a high interest rate.