7 out of 10 graduates are now graduating with some form of student loan debt.With an average balance of ,400, student debt is a big part of the average college graduate's life.
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While a lower interest rate is good news, your new loan may not come with all the borrower benefits associated with government loans.
For example, borrowers with federal student loans can take advantage of federal income-driven repayment programs, or benefits like loan forgiveness, which borrowers with private student loans typically don’t have access to.
Learn more about Direct Consolidation Loans on the Federal Student Aid site Apply now at Student Private student loans are NOT eligible for consolidation into a Direct Consolidation Loan.