Something interesting to point out, recent studies have shown that 80% of the consumers that say they "Have no credit", normally have negative items appearing on their credit reports that have stopped them from obtaining credit.
Lenders make credit decisions based on your previous credit experience, no experience, no loan.
This loan option is perfect for a 1st time Home Buyer or someone with less than perfect credit. Our FHA loan provides great rates with low fees making it one of our best loan products.
The big exception: interest in the service of residence-based debt.
Today, with a home-equity loan, homeowners can borrow up to $100,000 and still deduct all of the interest when they file their tax returns (assuming they make itemized deductions).
Conventional loans are also available for your lending needs.
Our staff will help you pick the right product for your credit profile. Let us help you get the lowest rates & fees while working with an experienced Loan Officer to help guide you through the process. If you're looking for a low down payment option with no lender fees check out our FHA loan.
I have Unpaid Child Support Showing on My Credit Report, Can I get Financing? The year of the mobile home determines the maximum LTV or loan to value of the mobile home in question.