Consolidatingstudentloanz com

To answer the question of which is best for you – a refinance or a consolidation loan – it helps to first understand the primary benefits of each and the main difference between refinancing and consolidating student loans. When you refinance a student loan, you take out a brand new loan.At the time the new loan is funded the entire balance of your old loan is paid off by the new one, leaving you still owing essentially the same amount of money – but with a new interest rate and different repayment terms and conditions.

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The goal is to simplify your financial life and make it much easier to keep tabs on your student loan debt.

Refinancing offers a way to start over with a new interest rate and terms.

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So that makes it an ideal solution if you have a student loan with an interest rate or monthly payment that is too high.

Last modified 02-Jan-2020 05:26